In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we received in 2012…

A self-employed hairdresser with over 25 years’ experience, Jennifer understands the importance of having Income Protection in place.

Newly appointed KZN Business Developer Manager, Sue West, is a force to be reckoned with! Learn more about how she is blazing a trail in KZN Sales…

The South African Insurance market has recently started offering Whole of Life as an option on Income Protection policies. This equals permanent disability cover for the rest of your life. Good news if you are functionally impaired. But what about if you suffer a temporary disability or are still working past the traditional retirement age on your policy? With FMI’s Retirement Extender option, you could receive up to 75% of your pre-retirement income payable for life.

Because we know the real disability risks our clients face every day, we've recently added additional optional benefits to our BPE offering. These enhancements include cover for individuals working past age 70, improvements to our existing family responsibility benefits, a new retrenchment benefit, and a comprehensive set of claims criteria. Upgrade your claim criteria and expand your options for claiming with FMI...

In the insurance industry, the term 'disability' covers a wide range of illnesses or injuries that prevent a person from working and generating an income. Research shows that most disabilities are temporary in nature and can happen as the result of daily activities. The following are just some of the claims we've received in the past year.

A self-employed financial adviser, Steve truly understands the importance of having Income Protection. Secure in the knowledge that FMI pays multiple claims, Steve was able to claim for more than one disability period.

In order to process your premium payments smoothly, FMI premiums are paid on a monthly debit order basis. Need to know how to change your banking details? To change your banking details, please complete this form and return it to FMI Client Services via [email protected] or fax (031) 502 7006. Please note that these changes will only be effective as of the following debit order date from the date requested.

The first contact for clients at FMI is our Client Services team. Headed by the energetic Tatum van Rensburg, they are responsible for handling client queries and ensuring that all policy amendments are processed easily and quickly. We asked Tatum a few questions.

1. How did you end up in the Client Services?

I was a financial adviser and was looking for a better way to utilise my education while still interacting with clients. The position at FMI became available and I jumped at it.

2. What is your job title and what does it mean?

For working individuals, self-employed or salaried, Income Protection is a must. Designed to pay your income if you suffer a disability and cannot work due to illness or injury, it is important that individuals have disability cover that responds to their needs. When it comes to your Income Protection policy, have you asked yourself the following critical questions?

1.  How much of your income do you need to cover?