Almost 2 million self-employed and commission workers in South Africa are dangerously under-insured when it comes to disability, according to an independent survey.

True South report reveals that insurers should not be passing risks onto unwitting consumers.

Income protection providers in South Africa now offer a broad range of additional benefits (sometimes referred to as ‘ancillaries’). Clients often feel that these benefits are just another way for insurers to make extra money but, if they are designed correctly and put to use as part of a comprehensive income protection plan, they can provide much-needed relief at a critical time.

In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in 2013…