Disability Specialists

No one else specialises solely in the provision of disability solutions.

FMI’s competitors do not have the luxury of structuring their products, administration systems & processes, underwriting & claim philosophies or risk classification criteria exclusively around the specific requirements of disability insurance.

At FMI, our exclusive focus on disability insurance has enabled us to develop a core expertise in this space. This launch aims to further entrench FMI as a market leader in the provision of disability insurance. Our long-term experience and expertise in this market enables FMI to offer:

• A wide range of researched and differentiated benefits, and options that will enable our customers to construct a fully integrated, dovetailed and holistic disability insurance portfolio.
• Extremely accurate and price competitive premium rates.
• A risk classification model that recognises and rewards the unique behavioural characteristics of business owners and self-employed individuals.
• A market benchmark claims payout ratio and a claim philosophy that all customers and intermediaries will appreciate – we pay claims!