You can claim for that?

When most people think about ‘disability’, they imagine a freak accident leading to an extended hospital stay or a permanent lifestyle change. However, the term ‘disability’ covers a wide range of illnesses or injuries that prevent you from  working and generating an income. What kinds of claims does FMI receive?

Most of our claims are temporary in nature and we know that temporary disabilities (illnesses or injuries that take you away from work for a period of time) can have huge financial implications. We also know that you are far more likely to suffer a temporary disability than a permanent one and that most claims last less than 30 days. That’s why we emphasise the importance of Temporary Income Protection that covers you from Day 1.

Temporary disabilities happen more often than you might think and are often not what you’d expect. Over the last 6 months, we have paid out valid Temporary Income Protection claims, lasting less than 30 days, for a range of reasons, including:

Our claims record shows that temporary disabilities are diverse in nature and can have a severe effect on your productivity – even a short absence from work can affect your ability to earn an income. At FMI, we believe that Temporary Income Protection is the foundation on which your Income Protection policy should be built. For more information, visit our website or speak to your Financial Adviser today.