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You can claim for that?

06.12.2012.

What comes to mind when you hear the term ‘disability’? A freak accident leading to a permanent lifestyle change? The truth is that most disabilities are temporary in nature and can happen as the result of daily activities or illnesses. In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in the past year…

 

REASON FOR CLAIM TOTAL PAY-OUT AMOUNT PER CLAIM
Chickenpox with complications R2 515
Contusion and Sprain (left hip) R4 931
Kidney Stones and removal R9 863
Acute Appendicitis and laparotomy for appendectomy R18 410
Injured left elbow with torn ligaments R19 068
Left kidney stones and severe pyelonephritis R19 446
Pregnancy complications R29 983
Stress fracture (right foot) R36 164
Hiatus hernia repair R41 096
Bronchitis / Influenza B and laparoscopic cholecystectomy R43 397
Slipped and fell - Injured gluteal muscles attachment at pelvis R44 072
MVA resulting in dislocated shoulder joint and reconstruction (right shoulder) R90 098

 

Our claims records reveal that most of our claims are temporary in nature. We also know that a person is far more likely to suffer a temporary disability than a permanent one and that most claims last less than 30 days but can have huge financial implications. That’s why we emphasise the importance of Temporary Income Protection that provides cover from Day 1. Accident, illness, or disability? With FMI, you’re covered!