In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in 2013.

Income protection providers in South Africa now offer a broad range of additional benefits (sometimes referred to as ‘ancillaries’). Clients often feel that these benefits are just another way for insurers to make extra money but, if they are designed correctly and put to use as part of a comprehensive income protection plan, they can provide much-needed relief at a critical time.

We are pleased to welcome Elmarie Thysse back to the FMI family as one of our Business Developers in Pretoria…

In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in 2013…

From living the single life to getting married, to having children, a woman’s lifestyle changes over time. For women who work, that lifestyle is often dependent on their ability to generate an income.
Because we understand the importance of protecting a future income, our products are designed with the changing financial needs of women in mind…

When it comes to permanent disability cover, the Life industry tends to focus on Capital Disability (in the form of a once-off lump sum payment). However, relying solely on a lump sum to fulfil permanent disability needs might mean leaving your client vulnerable to serious financial risk…

After a number of years in the service industry, Assistant Sales Manager, Shawn Smit, is a proud FMI employee. He shares part of his journey with us.

In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we've received in 2013.

Income is the cornerstone of your client’s lifestyle and if your client is the family breadwinner, that income is even more precious. If your client had to pass away now, what would happen to their family? Even if your client has life cover in place, this might mean they have to wait for a pay-out. That’s where FMI’s Death Income benefit comes in.

Your client’s income provides for their lifestyle and income protection is designed to replace that income if the policyholder is unable to work due to a disabling event. However, at FMI, we also understand that a person’s ability to earn an income is based on more than just their own health. What would happen if your client’s spouse suffered a disability… would your client be able to continue earning their income in the same way?