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Testimonial: Erica’s Story

A self-employed sports coach, Erica Groenewald, truly understands the importance of having Temporary Income Protection in place. In November 2011, she fell ill with Glandular Fever and was advised by her doctor to cut back substantially on her working hours. Luckily, FMI was there to support her financially when she needed it most.

How to Claim

FMI prides itself on a quick and simple claims process, especially during times of great stress. Need to know how to claim on an accident / illness benefit?

To lodge a potential claim, please contact FMI’s Client Care team on 0860 10 11 19, email clientcare@fmiwp, or fax (031) 502 7006. You will need the following information:

You can claim for that?

What comes to mind when you hear the term ‘disability’? A freak accident leading to a permanent lifestyle change? The truth is that most disabilities are temporary in nature and can happen as the result of daily activities or illnesses. In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we’ve received in the past year…

 

Meet our new Claims Manager

We are pleased to introduce our new Claims Manager, Magda Briers. She has worked as an Occupational Therapist in clinical work and in private practice. With her main focus on evaluation for medico-legal and insurance purposes, Magda is a great fit for our Claims Department. We asked her a few questions...

Permanent Disability – Is Capital Disability cover the only option?

Do you worry about what would happen to you if you were permanently disabled? If you have permanent disability cover in place, probably not. But do you know what kind of permanent cover you have? And the risks involved? To ensure that you have complete cover for a permanent disability, you should have a combination of Capital Disability and Permanent Income Protection in place.

What does 'cessation age' mean?

In insurance, the term ‘cessation age’ refers to your age when your policy will end i.e. your cover will stop. FMI offers four cessation ages on our BPE policy and your chosen age is shown on your policy schedule.

When applying for a BPE policy, you can choose from four cessation ages (the age of the Life Insured at which the policy will end). These ages are 55, 60, 65, and 70. These different choices allow you to customise your policy according to your needs.

Your BPE policy will cancel on the policy anniversary following your chosen cessation age.

Did you know?

As the ‘911 for business’, we have streamlined our processes to suit the needs of our policyholders. Elements such as our online Quotes Package, tele-underwriting, and travelling nurses reduce turnaround time and stress for both the client and the financial adviser.

Industry Interview – Wally Bodin

Having worked as a Financial Adviser for 24 years, Wally is passionate about ensuring his clients have the right cover in place. We asked him about the importance of Income Protection and what he believes is the secret to his success.

Plane crash or chicken pox? What kinds of claims does FMI receive?

What comes to mind when you hear the term 'disability'? A freak accident leading to a permanent lifestyle change? The truth is that most disabilities are temporary in nature and can happen as the result of daily activities or illnesses. In the insurance industry, the term 'disability' covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we've received in the past year.

 

Underwriting disability cover is strict, right?

By Dennis Booysen - Head of Underwriting

Many people wrongly believe the disability underwriting disability cover is an overly strict process. FMI’s straight-forward underwriting process is designed with our clients’ needs in mind and we ask for as little as possible or as much as necessary to ensure claim certainty. This month, FMI’s Head of Underwriting answers some of your underwriting questions.

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