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Migraine Or Head Trauma? – What Kinds Of Claims Does FMI Receive?

In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we've received in 2013.

FMI's Death Income Benefit – Caring For Your Family

Income is the cornerstone of your client’s lifestyle and if your client is the family breadwinner, that income is even more precious. If your client had to pass away now, what would happen to their family? Even if your client has life cover in place, this might mean they have to wait for a pay-out. That’s where FMI’s Death Income benefit comes in.

Does Your Client’s Income Depend On Their Spouse?

Your client’s income provides for their lifestyle and income protection is designed to replace that income if the policyholder is unable to work due to a disabling event. However, at FMI, we also understand that a person’s ability to earn an income is based on more than just their own health. What would happen if your client’s spouse suffered a disability… would your client be able to continue earning their income in the same way?

Taxation Of Income Protection Policies

A recent article in Personal Finance has once more brought to the fore the question of tax break changes on income protection policies. Here are some thoughts from FMI’s perspective.

You Can Claim For That? What Kinds Of Claims Does FMI Receive?

In the insurance industry, the term ‘disability’ covers a wide range of illnesses or injuries that prevent a person from working and generating an income. The following are just some of the claims we received in 2012…

Testimonial: Jennifer’s story

A self-employed hairdresser with over 25 years’ experience, Jennifer understands the importance of having Income Protection in place.

Meet a member of the FMI Sales team

Newly appointed KZN Business Developer Manager, Sue West, is a force to be reckoned with! Learn more about how she is blazing a trail in KZN Sales…

Need Disability Cover Past Age 70? FMI Has The Answer

The South African Insurance market has recently started offering Whole of Life as an option on Income Protection policies. This equals permanent disability cover for the rest of your life. Good news if you are functionally impaired. But what about if you suffer a temporary disability or are still working past the traditional retirement age on your policy? With FMI’s Retirement Extender option, you could receive up to 75% of your pre-retirement income payable for life.

Claiming With BPE Just Got Better

Because we know the real disability risks our clients face every day, we've recently added additional optional benefits to our BPE offering. These enhancements include cover for individuals working past age 70, improvements to our existing family responsibility benefits, a new retrenchment benefit, and a comprehensive set of claims criteria. Upgrade your claim criteria and expand your options for claiming with FMI...

Industry Interview: Sue West – KZN BD Manager

Newly appointed KZN Business Developer Manager, Sue West, is a force to be reckoned with! Learn more about how she is blazing a trail in KZN Sales…

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