n Onafhanklike opname wat in Maart vanjaar deur True South Aktuarisse en Konsultante in opdrag van FMI inkomste beskermingspesialiste gedoen is, het bevind dat Suid-Afrikaners se ongeskiktheidsversekering tans uit R11,1 triljoen bestaan.
Myth: Should a client be permanently disabled, he/she will receive a large pay-out from a capital disability policy and the client will be adequately covered — for life. Think again!
A recent study by True South Actuaries points out that South Africans remain massively under-insured and need to consider why they need a holistic income protection solution.
Brad Toerien, CEO of FMI, discusses why financial advisers and their clients should be wary of choosing only lump sum/capital disability for disability cover.
